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We often speak with customers, and not just first time buyers, who find mortgages highly confusing.  When confronted with industry jargon such as fixed rates & variable rates, trackers and LTV, many people feel understandably overwhelmed.

This piece in the Telegraph recently is a really good back to basics overview of mortgages and all that is involved. After all, it’s much more fun spending time thinking about your dream home than trying to translate your mortgage offer into plain English!